13:25
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List Of
Documents
Applicant Documents:
·
Duly Completed Application form
·
3 Passport size photographs
·
Employee ID card
·
PAN Card
·
Passport
·
Date of birth proof: Birth
Certificate/School Leaving Certificate/SSLC Marks card.
·
Driving License
·
Proof of Residence: Telephone
bill/Electricity Bill/Property tax Receipt/Letter from Employer/Lease or Rent
Agreement/Gas Connection
·
Appointment Letter
·
Cost to the Company (Latest hike letter will be suffice)
·
Payslips: Latest 3 months’ Salary slip
·
Form 16 for the previous 2 years
along with the IT Return duly acknowledged by the IT authorities
·
Bank statement /Pass book
for the last 6 months where salary is credited
·
Loan Closure Statement: If you
have any other Loans sanction letter with full settlement of account till date
·
Proof of Source of Margin Money (which
should be mentioned in the application at the sources of funds and use of funds
column)
·
Proof of Margin Money already paid
·
Proof of Assets as declared
in the application form (eg: photocopies of LIC policies, papers of immovable
properties, shares/debentures. you can show gold as asset which doesn’t require
any proof)
·
Marriage Certificate in case of
joint borrowing
·
Highest Qualification Certificate
·
Cost Breakup letter from the
builder
·
E-mail id of HR person for
confirmation of employment Status
Property Related Documents:
·
Legal Opinion from an
advocate who is a member of SBI Panel
·
Opinion from a Valuation who is a
member of SBI Panel (This is to ascertain that the property which we are
planning to buy has a market value which the builder is claiming. Bank will
give loan for the minimum of the following min[80% of the value by builder, 80%
of the value quoted by Valuation])
·
Photocopies of Land originals to be kept
ready for verification
·
No Objection letter from the financier in case the
builder has availed project loan or a letter from the builder certifying that
no loan has been availed
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